i am thinking of getting rid of the lancer because i need lower payment since im going back to school and getting a motorcycle to pay less for gas. do you think it would be a good idea or i should wait another year ? i could get at most 17.5k for the car and ive payed 21k (+ txs and interest) what would you suggest ?
how much you love your lancer and how hard you wiling to work. i know im paying 360 a month and 300 a month on isurance and on top of school. I agree with the gas, its getting up there. your choice im sure we all support you either way. a bike would be nice remeber we love pics lol
if your looking at getting the most money back, the sooner the better and try private sale. if your looking for the best as far as depreciation value then you'll need to wait about 3 or 4 yrs for the amount owed and the depreciation value to equal. mind you this is just a rough estimate and I'm no expert. this comes from my own number computations. Also, what are you payments at?
from* and ya, i think about... 4 have died in my family, nvm you though that's in colombia... but for the most part, a LOT of the times, it's usually the motorcyclist's fault for crashes of driving carelessly, not always though...
i pay 380$ a month+ 185 insurance a month. so its 565$ a month,im working full time now and make around 600$ on one pay check. ( every 2 weeks) ill be working around 20 hours max a week when going to school so my paycheck will be down to around 300/350$ every 2 weeks :S
wow... thats kinda crappy for full time, comes out to 7.50 an hour? i have an idea, get a better job ... i know calling centers pay u pretty well... i had a job over the summer, w/ 35 hours a week (was supposed to get 40 hours but they never fixed it, i wasn't complaining much) i was getting 250 a week + a 1k bonus commission at the end of the month (from making sales) that averages out to about 500 a week, or 1k a paycheck
ouch...why did you get a brand new car if you were starting school soon? gotta think ahead homie. paying 185/month is pretty high. take defensive driving/don't get any speeding tickets/make goods grade in school and your insurance can go down a bit. but you have to let the insurance company know about the grades and DD as far as getting lower payments, find out what interest rate you have now and look around at what banks and credit unions have. you can refinance through a bank or credit union and possibly get a lower rate. also, if you been banking with one bank for a while go in and talk to them. the more equity you have with one bank the more they can help you out. better job would be a definate hope this helps. you sell your car now you're going to lose a lot of money but at the same time those car payments won't help either. Hope this is a lesson learned. Not to be an ass but its the truth.